Choosing the right health insurance plan can feel complicated, but understanding the differences...
Running a small business means juggling a lot—sales, service, payroll, compliance, and of course, taking care of your team. One area that often gets pushed to the back burner? Employee benefits. But here’s the truth: offering group health insurance can be one of the most impactful steps you take as a business owner.
Not only does it help you attract and retain quality employees, but it also strengthens your company culture and shows your team that their well-being matters. The good news? It’s more accessible (and more affordable) than you might think.
If you run a small business, offering group health insurance might feel overwhelming—but it doesn’t have to be. Whether you’re trying to attract top talent or simply take care of your team, providing health benefits is more accessible than you might think.
1. You Don’t Need a Large Team to Offer a Group Plan
Many business owners assume group health plans are only for big companies, but that’s not the case. In most states, you can offer group health insurance with as few as two employees. Some carriers even allow plans with just one full-time W-2 employee. That means even the smallest teams can provide valuable benefits that make a big impact.
Offering health insurance signals to employees—and future hires—that you care. It builds trust, loyalty, and a stronger workplace culture.
2. There Are Affordable Options for Every Budget
From level-funded plans to high-deductible health plans and small business health exchanges, there are solutions for almost every budget. Employers can contribute a percentage of the premiums rather than covering them in full, making it flexible and scalable.
Some plans even allow employees to add dependents at their own cost.
Bonus tip: offering health benefits may qualify your business for tax deductions and make you more competitive in the job market.
3. The Right Advisor Makes All the Difference
A knowledgeable broker or advisor helps you compare plans, manage compliance, and select coverage that fits your needs. They’ll walk you through the process, handle renewals, and support your team’s onboarding.
Health insurance can be complicated—but you don’t have to go it alone. That’s where we come in.
Ready to explore your group health plan options?
We work with businesses across multiple states to find smart, affordable benefits solutions. Let’s build a benefits package that helps your team (and your business) thrive. Click the button below to get started.
